RS is a good
friend. We went to High School together. We’ve stayed in touch over the years. Recently he had some medical issues; heart
problems, artery blockage, and just recently a stroke. He’d paid premiums to an insurance company
for disability insurance and they denied his claim . The poor guy can’t TALK. That’s right; the operations have turned him
mute. Plus RS needs a cane to be
biped. I’ve posted this on my Blogs and
hope others will do the same. RS needs
some justice!
Dear, Bob
I got a letter from the insurance company
denying my disability claim. They swept the fact that I couldn't talk under the
table. They had three pages of what I could do and one line about not being
able to talk as if that were not important. They told me that I would have to
complain to Wells Fargo if I didn't like their decision. I'm going to complain
to Wells Fargo to try to get this corrected. Looks like it is going to be a
battle. I paid for the coverage, however, so I plan on getting the benefit. I've
been told that you have to fight for the benefits and I plan to do just that.
As I think you know, I lost my voice after
returning to work for a week. One vocal cord was paralyzed after the cleaning
out of the vein in my neck. They had put in some gel foam to make the vocal
cord be able to stand up so I could talk but it didn't last long. Odds are good
that the nerve which operates the vocal cord will come back after about 10
months. We are now six months into that program but now I've had a stroke too.
In the meantime I've had a stroke and can't
remember worth a darn and can't walk without a cane. The insurance company said
they are starting a new claim starting with the time of the stroke and
thereafter. The state or county is supposed to be sending someone over to help
me with the claims process but I haven't seen anyone yet. The insurance company
is saying that they are looking into it which I don't believe at this point in
time. It seems like they are playing the old good guy/bad guy game. The good
guy calls and tells you he is going to help. He then turns around and gives the
information you gave him to the bad guy to use against you.
The doctor is not optimistic about me being able
to do home loans in the future as I am having trouble remembering stuff including
his name from one day to the next. My heart is out of sync and they are afraid
that I'll die if they stop it and try to restart it to get it beating right. In
the meantime I'm at risk of throwing another clot because it is out of beat and
irregular. It's not good. Because of the heart being out of rhythm, I don't
have any energy either. They are thinning my blood to try to help. I see
another cardiologist next week. Hope he has an answer.
I think the heart got out of rhythm when they
did the angiogram prior to the cleaning out of the aorta in my neck. They
wanted to put in a stent to give me better circulation and I died on the table.
They got my heart beating again but it was out of rhythm and has been ever
since which puts me in a high risk of having strokes.
The good news is that I have gotten my hands
working so I can type again.
They make movies about
shit like this. Copy this blog post and
send it to the State of Oregon Insurance Commissioner. Better yet, find the direct number and call
them!
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